Category Archives: MoneyGram

How can a blind person send money overseas?

Grazie Watson wrote:

I want find out information how to send money overseas. Can I do this online or can some one help me as I am a blind person? Hope to get a reply soon thank you.


Grazie, my suggestion is that rather than trying to send money online, you call up the customer service line of MoneyGram, Western Union or a comparable service, and let them help you. The money transfer can all be done over the phone. You’ll need to know your credit number and expiration date, and the name, address and phone number of the  recipient.

If you want to use MoneyGram, for example, the customer service number in the United States is 1-800-328-5678.

Best of luck. If you have any further questions, let me know.

Pick up a MoneyGram without the reference number?

A reader name Maryann asks:

I have a question. I was sent a money gram and the sender forgot to give me the reference number for the pickup and now I cannot get a hold of her or anybody else. What are my options and/or what should I do?


According to the MoneyGram website, “A Reference Number helps us find the Transfer quickly, but MoneyGram does not require one for all payouts.”

So it sounds like the reference number is just a tracking tool that allows them to easily find your transfer. If the transfer was sent to you, in your name, you should be able to pick it up with just your photo I.D.

Try it and see what happens.

Question from a Reader: MoneyGram to Ghana, Africa


Barney L. McDaniel wrote:
I need to know the cost for money gram to Ghana West Africa.


Barney, it depends on where you are sending from, and how much you are sending. You can use the MoneyGram Cost Estimator to get a precise number.

For example, I asked it how much it would cost to send $500 U.S. to Ghana, and I got this:

Exchange Rate 1 USD = 1.689551 GHS
Send Amount
490.01 USD
Receive Amount
827.90 GHS
9.99 USD
Total Cost

500.00 USD

As you can see, MoneyGram’s fee is $9.99, which is taken out of the amount you are sending. If you need for your recipient to get $500, then you will want to add a little extra to pay the money transfer fee.

SBI and MoneyGram Teaming Up – SBI Branches Become MoneyGram Agents

SBI branch office
An SBI branch office. SBI has inked a deal with MoneyGram to provide inbound money transfer pickups in its branch offices.

New Pick-Up Options for India Money Transfers

The State Bank of India – SBI – announced last month that MoneyGram in-bound cash remittance services will be available in 100 SBI branches in Chennai and Mumbai.

Basically what this means is that if you send money to someone in India from any of the tens of thousands of MoneyGram locations worldwide, the recipient in India will be able to receive the cash at participating SBI branches. SBI is India’s largest public-sector bank, with 13,000 branches. And India was the world’s largest recipient of remittances in 2010, according to the World Bank, amounting to nearly $55 billion last year.

In order to receive the money transfer, the recipient must have the money transfer code, and must show a photo ID and proof of Indian residency. According to RBI guidelines, Indian nationals can draw up to Rs50,000 in cash immediately. Transactions above Rs50,000 are paid out in the form of a cheque. Foreign nationals can withdraw cash up to the equivalent of $2,500 after producing a valid passport and visa.

This is a pilot program. SBI has plans roll out the MoneyGram tie-in to all of its 13,000 branches in the next two years.

MoneyGram has been rapidly growing its network of partners in India. MoneyGram offers a convenient and reliable way to send money to India, with competitive rates and good currency exchange rates as well.

Interestingly, SBI already has the same sort of tie-in established with Western Union in all its branches. So within the next few years, Indians will be able to pick up either Western Union or MoneyGram money transfers at all SBI branches. SBI continues to aggressively position itself as a one-stop money transfer center for Indian nationals.

Inquiry From a MoneyGram Agent

I recently received the following inquiry from a reader who apparently already has a MoneyGram agency in India, and wants to know if this website offers a different money transfer service. amit zinzuwadia wrote:  sir, i am having moneygram agency in india want to became an agent pls send me more details for ur co.


Amit, as I understand it, you are not asking how to become a MoneyGram agent, as you are already a MoneyGram agent, correct?

This website,, is an informational website. We are not a money transfer service. We provide analysis and reviews of new and established money sending services, including MoneyGram, Western Union, and many others.

We also write original articles about remittances, such as the different services that people use to send remittances back to their home countries, and trends in the remittance industry.

MoneyGram Agency Sign
Sign in the window of a MoneyGram agency

For those who might be interested in becoming MoneyGram agents, you can check their website here to contact MoneyGram and express your interest:

MoneyGram:  become an agent.

According to my understanding, MoneyGram provides all the equipment and training needed for those wanting to become agents, assuming they qualify.